All Posts in Category: Buying

What is Earnest Money?

What is Earnest Money?

When you’re interested in buying a home and ready to make an offer, something called earnest money is normally required. Earnest money is a good faith deposit submitted by the buyer to demonstrate they are serious and committed. If the seller rejects your offer the earnest money is returned. If your offer is accepted the…

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The Best Ways to Build a Down Payment

The Best Ways to Build a Down Payment

Even though it’s possible to purchase a home without a down payment, it’s much better to make a down payment (be it large or small). In this way, you will save money in the long run. But, how can one build a down payment?  Reduce Expenses Let’s be clear – there are things that…

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4 Numbers That Determine Your Buying Power

4 Numbers That Determine Your Buying Power

If you’re serious about buying a home, understanding your finances is a crucial first step. When deciding to purchase a home, the list of things to consider can be daunting. While you might be comparing square footage, finishes, and neighborhoods, mortgage lenders are looking at specific numbers that make up your financial picture with the…

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New DNR Rules Effect Well Inspections

New DNR Rules In Effect as of October 1, 2014 – Well inspection requires automatic well water testing As of October 1, 2014, the DNR will require any well driller or pump installer conducting a well inspection to also automatically test the well water for nitrates, bacteria and arsenic. This will apply to well inspections…

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Home Buyer Education

Home Buyer Education Workshop

Lakeshore Community Action Program, Inc serving Door, Calumet, Kewaunee, Manitowoc, and Sheboygan counties is offering Home Buyer Education. The workshop offers practical tools, consumer information and includes handouts for each participant about the home buying process. A certified housing counselor facilitates the workshop. Registration is limited so sign up early to reserve a place. Time: …

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9 Buyer Traps and How to Avoid Them

No matter which way you look at it buying a home is a major investment. For many homebuyers however, it can be an even more expensive process than it needs to be because many fall prey to at least a few of the many common and costly mistakes which trap them into either: paying too…

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